How to save money on surrogacy: 5 economic destinations

Opting for surrogacy is not easy for any couple. It’s known beforehand that embarking on this life project can be an exhausting and demanding process for those who dream of becoming parents.

Therefore, in addition to cultivating inner strength, love, and patience to navigate the potential challenges that may arise, it is essential to have adequate financial readiness for the entire surrogacy journey.

It is understandable that surrogacy entails significant expenses, regardless of the selected destination. However, many intended parents are eager to explore avenues for potential cost savings along their surrogacy journey.

Within this article, you will find a curated collection of the finest surrogacy destinations, focusing on those that provide greater affordability. The selection takes into consideration the advantages and disadvantages associated with each country.

1. Colombia 

Colombia has gained popularity as a favored surrogacy destination due to its inclusive, accessible, and cost-effective nature. Family Aims, renowned as one of the top international surrogacy agencies, offers comprehensive assistance by overseeing the intended parents’ stay and managing the legal and clinical processes in the country. They also make diligent efforts to ensure that the costs remain within the agreed-upon initial budget for the surrogacy journey.

The exceptional reputation of Babynova Clinic by Novafem, an affiliated clinic with vast expertise in assisted gestation, adds further credibility to the remarkable experience provided.

Surrogacy waiting periods in Colombia are relatively brief, with an additional duration of 2 to 3 months compared to clinics in other parts of the world. This presents a favorable opportunity for parents who are eager to commence the process as soon as possible.

And also helps to reduce the overall cost, which starts at $65,000 USD, making Colombia an attractive option for those looking for low-cost surrogacy with greater accessibility.

2. United States 

While the United States offers a wide range of surrogacy options through its extensive network of expert agencies and specialized clinics, the cost of surrogacy treatments in the country can pose a significant financial challenge for foreign intended parents. Moreover, obtaining a specific visa for surrogacy purposes can be a costly endeavor or, in some instances, entirely out of reach depending on the nationality of the intended parents.

Even for residents, surrogacy in the United States can be a costly endeavor due to the need to relocate between states. The lack of consistent regulations for surrogacy across the country results in additional expenses related to these interstate moves, ultimately inflating the overall surrogacy budget.

It is worth noting that, in addition to visa expenses and adhering to state legislation requirements, the number of attempts stipulated in each surrogacy plan and the necessity for supplementary tests can be significant factors that drive up overall expenses.

It is essential to consider that the expenses associated with surrogacy can surpass 200,000 USD, a figure that can vary depending on the chosen surrogacy method and the number of attempts included in the process.

3. Georgia 

Georgia offers affordable surrogacy options; however, it’s important to note that this treatment is exclusively available to heterosexual couples who have been in a relationship for at least one year. The base costs for surrogacy in Georgia is 55,000 USD. Nevertheless, the recently enacted legislation in 2024 prohibits surrogacy for foreigners, thus restricting access to this treatment to same-sex couples and foreigners who opt for surrogacy within the country.

Given the presence of strict legislation in Georgia, which poses multiple complications for both local residents and foreigners, this destination offers a potential option due to its legal framework, but it remains difficult to access for individuals interested in pursuing surrogacy.

4. Cyprus 

Affordable surrogacy options are available in certain European countries for their residents. For instance, Cyprus is known for its specialized clinics that offer surrogacy procedures at prices around 65,000 USD, making it an appealing destination for individuals seeking more budget-friendly surrogacy options in Europe.

However, given the significant demand for surrogacy procedures and the limited local population, the availability of suitable candidates is often restricted. This frequently necessitates a broader search outside the country to find surrogates willing to undergo the procedure.

This limitation results in foreigners who apply for being gestational carriers, but they must travel to another country to give birth to the newborn, which increases the costs and the risks of surrogacy, as well as the legal fees.

Moreover, the paperwork required for intended parents without European nationality is extensive, leading to additional expenses to access specific services and facilitate unrestricted movement during the surrogacy procedures.

Consequently, surrogacy in this country necessitates meticulous financial planning as an essential factor to consider.

 5. Mexico 

Among the Latin American nations, Mexico stands as one of the exceptions that permits surrogacy, although comprehensive regulations are only clearly defined in a handful of states.

As a result, those interested in surrogacy are required to travel to these particular regions to pursue the procedure, or explore the option of attempting it in another state, which introduces uncertainty regarding the legal process.

In addition, the increase in demand for this service and legal limitations in the rest of the country make the process more expensive, around 55 000 USD, and unlike other surrogacy places, the staff is not always specialized.

Also, some legal aspects may be compromised to access the baby’s documentation, since the procedure is not legalized in all states, which increases expenses due to additional documentation and transportation issues.

For residents residing in proximity to states where surrogacy is permitted, the absence of specialized training in certain healthcare facilities can introduce complexities for foreign parents traveling to these states for the first time. This lack of training raises concerns regarding the availability of necessary social security guarantees, unlike what is offered in other countries.

Despite surrogacy being allowed in the indicated states, the demand for this procedure there is usually quite low as they are not tourist destinations, and don’t have great economic investment, which may dissuade foreigners from choosing this destination as the ideal one for surrogacy.

Affordable prices for everyone 

When couples aspire to start a family, they often hesitate to cut corners on expenses as it is considered the most precious and fulfilling endeavor they can undertake together.

However, it’s vital to be able to have a plan and anticipate any setback that may generate complications in any of its members, as well as affect the emotional and economic stability of its members.

Therefore, although there are many options for surrogacy, it’s important to choose wisely and watch the whole picture beyond choosing the destination that offers the best prices. You should think about which offers the best opportunities to achieve the dream of having a child.